Financing and Leasing

In SOTEC we want to provide IT solutions which permit our customers to reach their business objectives in terms of growth, market position, sales and cost reduction.

Customer benefits

Customer benefits:

  • Better cash flow (expense over time).
  • Better use of budgets.
  • One-stop shopping.
  • Tax benefits.
  • Reduction in TCO (maintenance, HW updates, etc.).
  • Dont use yours traditional lines of credit.

Financing offers

Financing/Credit: Sale of technological products.

Pure leasing: Rental of technological products.

Full payout leasing: Rental of technological products.

Options at end of leasing period

1) The lessee returns the equipment and is responsible for de-installation and shipping.

2) The lessee may acquire the equipment (purchase option at end of term for residual value).

3) The lessee may extend the term for 3, 6, 12 and/or 18 months.

Credit VS Pure Leasing

Credit (purchase to installments)

Characteristics

  • Customer owns equipment (purchase).
  • Monthly payments.
  • Customer must dispose of equipment at end of its life.

Benefits

  • Ownership of asset.
  • Accelerated deduction.
  • Depreciation of assets.

For businesses that wish to increase the category of assets in financial statements

Pure leasing (rental)

Characteristics

  • Lessor owns equipment.
  • Monthly payments.
  • Lessor must dispose of equipment at end of its life.

Benefits

  • Protection against obsolescence.
  • Expenditure = tax benefit.
  • Protection of working capital.
  • Options at end of period.

For customers that do not want to risk technological obsolescence